
How to Combat High Rates With a 2-1 Temporary Buydown Loan
With increasing mortgage rates, many borrowers are looking for loan options to help combat higher monthly

Navigating a Mortgage During a Divorce
Navigating the divorce process requires a true understanding of all lending guidelines, products, and

Fannie Mae Retires Temporary COVID-19 Guideline for Self-Employed Borrowers
On February 2, 2022, Fannie Mae announced the removal of temporary COVID-19 requirements for

Why A Non-QM Loans Might Be For You
Are you a self-employed borrower? Do you own your own business, and have maybe struggled to obtain financing?

Housing market reaches a turning point in 2022
There’s no denying the housing market has delivered a fair share of challenges to homebuyers over the

The Benefits of a Reverse Mortgage for Retirement Planning
In the right situation, a reverse mortgage can serve as an alternative way to finance retirement, allowing

NJ Lenders Corp. named #1 on New Jersey’s Top Workplaces list
Employee engagement platform, Energage, names NJ Lenders Corp. as #1 midsize company on New Jersey’s

Medical debt to be excluded from millions of credit reports
The three credit bureaus, Equifax, Experian, and TransUnion, announced that millions of U.S. consumers will

Rates are Forecasted to Rise, Now Could Be a Good Time to Consider an Adjustable-Rate Mortgage (ARM)
It’s easy to understand why predictable, Fixed-Rate Mortgages are a popular choice. However, the

What You Need To Budget for When Buying a Home
When it comes tobuying a home, it can feel a bit intimidating to know how much you need to

3 Ways to Cancel Private Mortgage Insurance (PMI) on a Conventional Loan
Designed to protect lenders if a borrower stops making payments on their loan, private mortgage insurance

The Average Homeowner Gained More Than $55K in Equity over the Past Year
If you’re a current homeowner, you should know your net worth just got a big boost. It comes in

Using Crypto to Buy a Home: Everything You Need to Know
Cryptocurrency continues to gain popularity as an investment vehicle, as well as a means of payment for goods

Debunking 5 Common Credit Inquiry Myths
Paying down your debts or generating more income are practical ways to improve your DTI ratio. Always speak with your trusted mortgage advisor to find solutions for improving your DTI ratio as well as your credit score.