Get Pre-Approved | Justin Bonura
Justin Bonura Photo Not Available

Justin Bonura | NMLS# 73184
Loan Officer | Division Manager

Get Pre-Approved

NJ Lenders Corp.


Why Is Home Loan Pre-Approval Useful?

Home loan pre-approval helps you get a better idea of what size and type of mortgage you might qualify for in advance of submitting your actual mortgage application. With this information in hand, you can better plan and prepare financially for meeting your homeownership goals.

Once you have an idea of your borrowing power and what type of mortgage you may qualify for, you’ll have a better sense of what size monthly mortgage payment you can afford.  Having the knowledge to determine your budget is an essential part of your home search.

How Does Pre-Approval Work?

When getting pre-approval, you will provide us with a picture of your financial situation (debt, income, and assets) and we will use that information to give you an idea of what size mortgage you may qualify for. It’s that simple. While pre-qualification is different from submitting a full mortgage application and doesn’t guarantee you will be approved for a loan, it is an immensely useful tool in the home buying preparation process.

Get Pre-Approved For A Mortgage Today

Learn how much you can afford and which mortgage program is right for you. We’ll provide you with a free pre-qualification and consultation to discuss your financial situation, so we can find the program that best meets your needs.

Pre-approval is the first step in the mortgage application process.